A CFP® professional is competent in a broad number of financial planning areas and is skilled in providing holistic, integrated advice across multiple financial planning areas. These areas include: Financial Management; Investment Planning; Insurance and Risk Management; Tax Planning; Retirement Planning; Estate Planning and Legal Aspects. You can be confident that as a CFP® professional, I have the knowledge in all these topics and the ability to competently and professionally gain a full picture of your goals, needs and priorities, and the interdependencies among them in order to provide recommendations that are in your best interest and will support you in achieving your financial planning goals.
CFP® certification is the world’s most recognized financial planning designation and is considered the ‘gold standard’ for the profession. As a CFP® professional, I have demonstrated the knowledge, skills, experience and ethics required to examine your entire financial picture, at the highest level of complexity and will work with you to build a financial plan so you can Live Life Confidently™.
The primary objective of our engagement is to review your personal financial planning situation. This review will focus on your aspirations and expected outcomes and will include the development of strategies aimed at attaining them. The initial phase of our engagement involves a comprehensive needs assessment including clarifying your present financial situation by gathering and organizing your personal financial information. We will prepare a written analysis and assessment of your current financial situation. We will also provide, in writing, specific recommendations to help address your expectations and optimize your financial position. This confirms the areas I will be addressing:
Financial Management
Insurance and Risk Management
Investment Planning
Retirement Planning
Tax Planning
Estate Planning
Implementation of the recommendations
Monitoring of the implementation of recommendations
Plan review on a periodic basis, as agreed with you
The financial analysis and recommendations set out in your financial plan will be guided by information provided by you as well as current tax legislation and financial assumptions. Financial assumptions including rates of return and inflation rates will be based on professional guidelines. Since tax legislation, economic and other assumptions may change over time, it will be necessary to review your plan regularly to ensure it continues to address your needs.
I am a financial planner and am compensated directly by fees associated with the investment and/or insurance products that I provide.
There’s a lot more to financial planning than just your investments.
Your plans, your dreams and where you’re at in life. As independent advisors, we can provide you with advice on how to grow and protect your assets.
We can help you reach your full potential. Contact us today!
"Life is complicated and figuring out how to reach your goals can be overwhelming. There’s an endless amount of information out there and it can be hard to even know where to start. I simplify complex financial matters for my clients and look at their whole picture to help them build a plan that lets them Live Life Confidently™."
Call me today for a review of how my team of professionals can help you on your path towards financial success.
Contact our office today!
With my team of coordinated professionals we can help you get the advice you need.
Call or email our office today if you have questions about your own financial situation.
(403) 380-0599
cindy.peterhans@dfsin.ca
I'm looking forward to connecting, and answering all your questions.
Enthusiastically yours,
Cindy Peterhans, CFP®
Helping You Live Life Confidently™
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