Disclaimers

<p><strong>Investment Disclaimer</strong></p>
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<p>The information contained herein is for Alberta residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.</p>
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<p>Mutual funds are distributed through Desjardins Financial Security Investments Inc., the mutual fund dealer.</p>
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<p>Before investing, carefully read through a mutual funds prospectus for important information about mutual funds. Remember that commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, and since their values change, past performance may not be repeated. Investment returns and unit values will fluctuate.</p>
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<p><strong>Insurance Disclaimer</strong></p>
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<p>Insurance products provided as a life agent via multiple insurance carriers.</p>
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<p><strong>Content of Linked Websites</strong></p>
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<p>References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided, you will be leaving the Cindy Peterhans website. Cindy Peterhans is not responsible for the information contained on these websites.</p>
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<p><strong>Desjardins Financial Security Investments Inc. Presentation</strong></p>
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<p>Desjardins Financial Security Investments Inc. (DFS Investments) is a corporate body separate and apart from Desjardins Insurance.</p>
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<p>DFS Investments is a mutual fund dealer registered in every Canadian province and territory. It is also registered in every Canadian province and territory for the distribution of insurance products. DFS Investments' advisors may be qualified to provide advice on mutual funds, and other investments products, among other things.</p>
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<p>In Québec, DFS Investments is also registered as a restricted dealer, a group insurance of persons and a financial planning firm.</p>
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<p>Unless otherwise indicated, investments in products distributed by DFS Investments are not insured, in whole or in part, by the Canada Deposit Insurance Corporation or by another public deposit insurance fund, as the case may be, nor are they guaranteed, in whole or in part, by Desjardins Insurance*, and their value is subject to market fluctuations.</p>
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<p><strong>Legal Disclaimer</strong></p>
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<p>This site is not the property of Desjardins Insurance* or Desjardins Financial Security Investments Inc. (DFS Investments). DFS Investments has control over the content of this site by their review of the information provided in accordance with its policies and procedures. DFS Investments is not responsible for the content in this website that is unrelated to the business of DFS investments nor is it responsible for the monitoring or supervision of these other business activities.</p>
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<p>* Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.</p>